There is undoubtedly saying that health insurance is a must from all walks of life. In spite of taking a lot of care, we cannot avoid health risk as life is unpredictable and full of uncertainties. Medical emergencies come without any warning. In such cases, health insurance policy plays a key role. Today’s modern lifestyle of an individual makes them prone to frequent illness and there may be multiple occurrences of hospitalization. With the increasing cost of medical treatments, you cannot avoid the necessity of a health insurance plan. Health insurance has become a necessity for every individual as it provides risk coverage for expenses caused by unanticipated medical emergencies.
The Indian insurance market is stuffed with range of health insurance companies that have been dominating the health insurance market for years. One such medical insurer is United India Insurance Company Ltd. When it comes to health insurance, United India Insurance offers a wide range of options. All these medical plans offered by United India are designed to target different sector of people. United India health insurance policies provide absolute financial assistance to you and your family against any medical emergencies. This insurer not only provides medical assistance, but it also takes into account several different conditions of the policyholder. Policyholder can also get comprehensive coverage for the critical illness which is tough to handle with normal savings.
Health Insurance Policies Offered by United India Insurance Company
- Family Medicare
- Family Medicare 2014
- Individual Mediclaim
- Senior citizen
- Gold
- Platinum
- Super Topup
- Topup
- UNI Criticare
- Workmen Medicare Policy
Highlights of United India Medical Insurance
- Health Insurance policies offered by United India insurance is specialty designed to provide policyholders coverage against any kind of illness, disease, or injury suffered during the period of the policy.
- This medical insurance provider offers ten unique health insurance policies.
- The leading public sector general insurer United India Insurance has approx 1340 branch offices.
- The company is associated with more than 7000 hospitals that offer cashless health settlement.
- United India mediclaim policies are fit for individuals from every walk of life.
- After every 3 claim free policy years, you can avail free medical check-up.
- Under UIIC health insurance policy, on every claim free year, you can avail no claim bonus up to a maximum of 15% of the Sum Insured.
- United India health insurance policy offers 20% co-pay on major illnesses, in case of major illness.
Benefits of Purchasing United India Health Insurance Policy
United India health insurance policies come with user-friendly beneficial features. Following are the major benefits of United India health insurance.
- Comprehensive Health Coverage
A range of health insurance policies are provided by United India Insurance that offer complete coverage including hospitalization expenses, ICU charges, room rent and special offers. You can also avail a wide range of add-on covers.
- Hassle-free Online Purchase
This insurer offers a smooth online platform; so that you can easily purchase health insurance policies online by following some simple guidelines. You can also renew your health insurance policies online.
- No Claim Bonus
You are also eligible for no claim bonus (NCB) discount at the time of renewing the policy. This NCB discount is offered on several plans available under United India Insurance.
- Free Medical Checkup
United India health insurance policy offers their policyholders to get a free medical check-up facility at regular period. Under these precautionary medical care check-ups, policyholders are offered to get complete health insurance packages which include tests such as scanning, HIV, overall blood picture, and basic tests.
- Cashless Hospitalization
United India Insurance Company has wide network of cashless network hospitals where you can avail quality healthcare services without any harass. Your health insurance claims can also be made for cashless in case of planned medical treatment or medical emergencies.
- 24*7 Customer Support
This insurer offers 24*7 dedicated customer support team they provide their policyholders services pertaining to purchases, renewals, claims and many more. Policyholders can also contact the customer care executive team at any time during any kind of emergency.
- Pre-hospitalization Cover
Armed with United India health insurance policy, you can avail the expenses incurred before the hospitalization like medical expenses, consultation charges, etc. All these medical expenses can be covered up to a period of 30 days.
- Ambulance Fee
United India health insurance policy provides coverage for the transportation charges to the hospital if there is any emergency. The charges will be provided from the emergency spot to hospitals.
- Organ Donors
If you own United India health insurance policy, you are entitled for hospitalization charges for the organs donors.
- Tax Benefits
United India health insurance policy is eligible for tax benefits. Under section 80D of the Income Tax Act, the health insurance premiums paid under the policy are eligible for the tax benefits.
So after evaluating the whole write up, it can be said, if you are on the lookout for the best health insurance policy, United India mediclaim policies will be your best bet. The company offers numerous tailor-made and customized health insurance plans for the several set of customers.
