Diwali is approaching, which means it's time to stock up on sweets, gold coins, garments, jewelry, and crackers, among other things. Is this, however, always the case? Wouldn't it be great if you could go against the grain during Diwali and gift something useful?
You should give a gift that has utility value; a gift that not only cares for today but also safeguards the 'future.' What exactly are we talking about? We're talking about health insurance, after all.
It might as well be all about sweets, gadgets, and new purchases during Diwali, but there's nothing quite like the considerate gift of health insurance.
The Importance of Health Insurance
The most valuable asset in life is good health. To achieve and sustain excellent health, you must work toward living a healthy lifestyle and developing healthy behaviors. At the same time, keep in mind that life is unpredictable and can throw you a curveball at any time - an injury during Diwali, for example, could leave you physically and financially pinched. Would you be willing to bear the financial burden during the holiday season? Certainly not!
So, why not plan ahead of time for the consequences? Purchasing a health insurance plan that suits your needs or the needs of the person you're gifting it to can keep you financially protected during the holiday season.
Here's Why You Should Get a Health Coverage before Diwali
Every year, Diwali is celebrated across the country with a riot of firecrackers. During this time, air pollution reached alarming levels, with particulate matter and a deadly mixture of harmful chemicals such as nitrogen dioxide, carbon monoxide, ozone, and benzene filling the atmosphere.
1. Pollution's negative impacts
Increased cases of chronic respiratory symptoms such as asthma, lung disease, and acute coronary events have been observed as a result of air pollution. The most vulnerable are children, the elderly, and those with respiratory difficulties.
2. There's a chance of crackers related incidents
Accidents with firecrackers can result in severe burns and injuries. In reality, many serious injuries caused by explosions necessitate hospitalization.
3. The perilous sweets temptation
The savory sweets and festive treats are another part of Diwali celebrations that are difficult to resist. Even otherwise healthy people may be in danger of sickness if they consume a lot of sweets and fried foods.
Each of these factors is sufficient to cause have proper health insurance in place. After all, healthcare is the last thing you want to spend money on during the holidays.
When it comes to health insurance, the following are the things you should look for:
- A greater sum insured.
- Is it possible to buy it online or not?
- In terms of the illnesses that health insurance covers, how broad is it?
- Critical illness policies or riders are available.
- The size of the healthcare provider's network. Furthermore, how many hospital networks does the policy offer in the vicinity of your home and workplace?
- Is Cashless Hospitalization widely offered across the network?
When you give yourself or someone else health insurance coverage, you're giving them more than simply a present; you're offering them something that will help them in times of medical emergency. Celebrate Diwali in a safe and healthy manner, and keep your family and friends healthy!
