Travel Insurance Chennai

Travelling is fun but it also puts our life in jeopardy. So if you are travelling at any corner of the world from Chennai, it’s important to secure your journey with the best travel insurance policy. Travel insurance in Chennai provides you with special benefits such as round the clock assistance on claim settlement, compensation against various travel expenses that result from any medical emergency, advice on phone calls from any corner of the world, reimbursement of the medical costs incurred from hospitalization in a foreign land, and many more. If you buy travel insurance in Chennai policy, you can be assured of being on the safe side from such unfortunate circumstances like thefts, illness or sickness when you travel an unknown land. Given that ill-fated circumstances can make us victim at any time while on vacation, having the best travel insurance is a must before setting foot in a new land.

What Does Travel Insurance in Chennai Cover?

You can freely choose from different travel insurance plans in Chennai as per the policies that are on offer from different companies. Travel insurance in Chennai comes with travel plans for Individuals, Family, Students, Senior Citizen and Domestic Travel.

• √Medical Treatment, Assistance & Evacuation:

  Travel insurance plans in Chennai offers coverage against any emergency medical treatment that requires in or outpatient treatment. The coverage includes medical evacuation to the hospital as well.

• √Loss of Passport Cover:

  Travel insurance in Chennai policy offers reimbursement against the actual expenses incurred in obtaining a fresh or duplicate passport either in overseas or within 30 days of returning to India.

• √Dental Care:

  Travel insurance in Chennai covers the medical expenses of a dental treatment or any dental care due to an accident in the course of your journey.

• √Hospital Daily Cash:

  Travel insurance plans in Chennai offers the benefits of daily hospital cash for each completed and continuous period of 24hours of hospitalization.

• √Personal Accident:

  Death or permanent and total disablement resulting from an accident is covered under Travel insurance in Chennai policy.

• √Delay of Checked Baggage:

  Travel insurance policies in Chennai offers an insured person compensation against any delay in the delivery of a checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.

• √Repatriation of Mortal Remains:

  This Travel insurance in Chennai benefit covers the expenses of either transporting mortal remains to a cremation ceremony in the foreign country or the place of residence.

• √Total Loss of Checked Baggage:

  The travel instance plans from Chennai compensates against the total loss of checked-in baggage by Transportation on which you were travelling as a fare-paying passenger.

• √Trip Cancellation and Curtailment:

  The travel policy offers compensation against any unforeseen cancellation or delay occurring from hospitalization, death, or an act of God.

• √Financial Emergency Cash:

  In various unforeseen financial emergencies like robbery, theft, pilferage etc the travel insurance in Chennai plan will pay up to a lump sum amount for the replacement of the lost travel funds.

• √Personal Liability:

  The travel insurance policy also offers coverage against any legal liability which includes defense costs, to pay for the damages due to the insured person’s negligence and which results from a third party civil claim for third party bodily injury, death, or property damage.

• √Trip Delay:

  In case your trip gets delayed, the travel insurance in Chennai policy will pay a lump sum amount as a benefit of your coverage options.

• √Hijack Daily Allowance:

  Unfortunate event such as the flight hijack during your travel is covered under Travel insurance in Chennai online.

Who Can Buy Travel Insurance in Chennai?

• √Anyone between the age group of 6 months and 70 years can purchase this policy (it may vary from one insurer to another).
• √These policies can be issued to an individual family or travelling companions – depending upon the plan you choose.

You can very effortlessly buy travel insurance in Chennai online from the company’s portal. Just visit the official site of your insurer, choose the type of plan you would like to purchase and move on to the premium payment gateway. Pay the premium online via credit card or debit card or net banking and you will be done with purchasing travel insurance in Chennai online. The whole process is likely to take a very little time of yours.

You have to log into official portal of your travel insurance company to renew your travel insurance in Chennai. It will take a very little time of yours for travel insurance in Chennai online renewal. Then, click on the renewal option and pay the premium online for the completion your travel insurance in Chennai renewal. You can download and save your Travel insurance in Chennai renewal details for future use as well. It’s advisable that you only go for the travel insurance company or policy that has maximum services to provide. After all, it’s always prudent to only go for those insurers that provide you with the best outcome. Don’t forget you can effortlessly avail instant quotes and special discounts on travel insurance online from the portal of any travel insurance companies in Chennai.

Travel insurance certainly imposes on some exclusion. It’s important to educate yourself about the exclusions before buying or making a claim on your travel insurance policy. Below is the list of factors that Travel insurance in Chennai does not cover.

• √The insurance policy offers no coverage if a person is traveling overseas for the purpose of medical treatment.
• √War or act of war or war like operations, act of foreign enemy, civil war, invasion, rebellion revolution, public defense, insurrection, military or usurped acts, terrorism, riot, chemical, nuclear or radioactive contamination.
• √Any involvement or participation in naval, air force or military operations, diving, racing, aviation, parachuting, scuba diving, rock or mountain climbing, hang-gliding.
• √Any breach of law involving criminal intention.
• √Suicide, attempt to suicide or any self-inflicted injury.
• √HIV/AIDS or any other sexually transmitted diseases.
• √Any pre-existing condition & their complications.
• √Usages of hallucinogens or intoxicants such as alcohol and drugs etc.
• √Childbirth, pregnancy and its complications.