Tata AIG Travel Insurance

Travelling is fun. We all like to travel. What else can be more thrilling, adventurous and exciting than travelling? But travels also put our life into jeopardy since you can’t predict what ill-fated scenario you might have to witness in the course of your journey. Whether you are travelling for a business purpose, for leisure or studies, the main thing you would like to concentrate on is make sure that your trip goes well without and hindrance. And this is where a travel insurance policy comes to play the main part. TATA AIG travel insurance policy, in this context, lets you enjoy the entire trip, from the flight booking to lodging and visit in a carefree manner. These travel insurance plans are particularly crafted with extreme care to provide you maximum coverage in the course of your abroad trip. TATA AIG travel insurance policies make sure that you get a widespread protection in terms of medical treatment costs and various other expenses incurred.

To brief about the company, Tata AIG General Insurance Company Limited is a joint business enterprise between the Tata Group and the American International Group (AIG). Tata AIG General Insurance Company Limited commenced operations on January 22, 2001. The company has built a special status in the industry by introducing a number of pioneering services and products over the years.

TATA AIG travel insurance policies provide the best coverage against various travel related complications such as flight delay, lost or stolen luggage, flight cancellation, emergency medical evacuation etc. while you are on a trip. With TATA AIG Insurance policy you will have a compact support on your abroad trip on which you can always rely on. TATA AIG offers easy and instant claim settlement process and also offers special benefits in the form of attractive discounts on the premium.

TATA AIG General Insurance Company Limited has travel insurance plans for both domestic and international trips. There are basically four types of TATA AIG travel insurance plans offered by the company, namely:

Travel Guard Plan: Travel Guard Plan from TATA AIG travel insurance policy is primarily an overseas travel insurance plan designed to protect an individual against any unexpected and unfortunate circumstances in the course of an overseas trip. Under TATA AIG Travel Guard Plan, you will just need to make a phone call which will take care of the whole thing in case of any troublesome occurrence. Anyone living in India who is aged between 6 months to his/her entire lifetime can purchase this travel insurance plan while setting foot on an abroad location for leisure, business or any other purpose. This TATA AIG travel insurance plan offers unique round the clock assistance to offer you maximum support in case of medical or non-medical emergencies.

Student Guard Plan: The Student Guard Plan from TATA AIG is exclusively designed for the benefits of students travelling abroad to pursue higher studies. While a student chiefly focuses on his/her studies in a foreign land, TATA AIG overseas health insurance student guard plan takes care of an accident, their health risks and loss of funding and also provide assistance in case of various family emergencies at the homecoming of a student.

Any individual aged between 16 years to 35 years and enrolling and attending a full-time education under a registered educational institution outside the Republic Of India can avail this TATA AIG travel insurance plan. This travel insurance plan will be renewed until the insured individual attains a complete age of 35 years and after that, the plan will not be renewed.

Asia Travel Guard Plan: Asia Travel Guard Plan from TATA AIG General Insurance is designed to take care of various travel risks such as the loss of baggage to different medical emergencies when you are travelling within Asia. Any Individual aged between 6 months and 70 years going for a trip within Asia for leisure or business purpose can opt for this TATA AIG travel insurance plan.

Domestic Travel Guard Plan: Domestic Travel Guard Policy under TATA AIG travel insurance is particularly designed to cover only the travel-risks while travelling within India either by road, rail or air. This travel insurance policy from TATA AIG can be purchased by individual travelling by road, rail or air within India.

You can avail a broad range of coverage if you buy TATA AIG travel insurance online. Below is the list of various risk factors that are covered under TATA AIG travel insurance policy.

• ✔Medical Expenses Due to Accident and Sickness.
• ✔Checked Baggage Loss.
• ✔Loss of Passport.
• ✔Baggage delay.
• ✔Flight Delay.
• ✔Personal Liability.
• ✔Accidental Death and Dismemberment.
• ✔Automatic extension of the plan.
• ✔Sickness Dental Expense.
• ✔Medical Assistance.
• ✔Medical Evacuation.
• ✔Repatriation
• ✔Pre-departure services.
• ✔General Assistance.
• ✔Lost Luggage or Lost Passport.
• ✔Emergency Travel Agency.
• ✔Emergency Cash Transfers and Advances.
• ✔Legal Assistance.
• ✔Hijack cash Benefit.
• ✔Missed Flights or Missed Connections.
• ✔Trip Delay.
• ✔Bail Bond.
• ✔Fraudulent Charges Payment.
• ✔Embassy Referral Services.
• ✔Support in getting appointments with doctors.
• ✔Hotel accommodation assistance.

TATA AIG travel insurance online renewal can be done by following the same procedure of buying travel plans online. TATA AIG travel insurance renewal can be instantly done online from the company’s online portal. All you have to do is log into the official portal of TATA AIG General Insurance Company Limited and click on renew option. Thereafter enter your policy number, pay the premium online and save the renewal documents for further future use to complete your renewal procedure.

If you buy TATA AIG travel insurance online it doesn’t mean it will offer your protection against all the travel related complications and circumstances in your domestic or international trip. There are some exclusions which means your travel insurance plan will not cover them under any circumstance. Below are the lists of exclusions under TATA AIG travel insurance policies.

• ✔Self-Inflicted Injury, Suicide or attempt to suicide.
• ✔Terrorism or any act of terrorism.
• ✔Under the influence of intoxicating substances such as Drugs, Liquor etc. (Unless advised/administered by a physician).
• ✔Participation in any Criminal Activity.
• ✔Taking part in any Sport as a Professional Player.
• ✔Non-adherence to medical advice.
• ✔Treatment of Mental and Nervous Problems
• ✔Participating in hazardous adventure sports.
• ✔AIDS/AIDS or Venereal Disease.

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