Star Health Accident Care Insurance Policy

Star Health Accident Care Insurance is specifically designed to protect an insured person from various forms of unpredictable accidents. Since no one can foretell any accident, this particular Star Health Policy has its relevance in our lives. Star Health Accident Care Insurance Policy covers various aspects resulting from Accidental death, Permanent and Temporary Disablement.

• ✔This policy covers Accidental death, Permanent and Temporary Disablement.
• ✔Compensates against Permanent Total Disablement is 150% of the Sum Insured.
• ✔Extended weekly compensation up to Rs.15000/- per week (maximum 100 weeks).
• ✔Dependent children are given Educational Grant.
• ✔5% Cumulative bonus per annum with of maximum 50%.

• ✔The benefits of Hospital Cash are offered as in optional benefits.
• ✔Offers Home Convalescence as a part of optional benefits.
• ✔Offers Home Convalescence as a part of optional benefits.
• ✔A discount of 10% is offered on total premium if family is covered.

• ✔Table A – Accidental Death Covered.
• ✔Table B – Accidental Death and Permanent Disablement Covered
• ✔Table C – Accidental Death, Permanent and Temporary Total Disablement Covered with Weekly Compensation

• ✔Educational Grant is provided upto a maximum of Rs.10, 000/- per child and is applicable up to 2 children in case of Death/Permanent Total Disability of the person insured.
• ✔Provides Ambulance Charges / Transportation Expenses of Mortal Remains up to the Company’s liability limit which is Rs.5, 000/-.
• ✔Pays for the Travel Expenses for One Relative as in 1% of Total Sum Insured upto Rs.50,000/- .
• ✔Expenses upto 5% of the Sum Insured that is subject to a maximum of Rs. 10,000/- is covered for the Purchase of Blood from Hospital or Government approved blood bank.
• ✔Expense upto 5% of total Sum Insured that is subject to a maximum of Rs.20, 000/- is paid for the transportation of imported medicines.

Star Health Accident Care Insurance Policy also offers some optional benefits for which one will have to pay some extra amount in addition to the premium.

• ✔Hospital Cash benefits of Rs.1000/- on completion of each day at hospital excluding the date of admission and date of discharge if such hospitalization occurs within 30 days from the date of accident
• ✔Home convalescence benefits are offered as in Rs.500/- for each completed day. It is subject to a maximum of 15 days per occurrence and 60 days per policy term.

• ✔Any individual between age of 18 and 70 years at the time of policy buying is eligible to take this insurance policy.
• ✔The dependent children can be covered from 5 months.
• ✔The policy benefits are applicable for each person individually covered under family.

Since man can’t escape his fate and accidents can just happen anytime anywhere, Star Health Accident Care Insurance Policy plays its main part in such situations. Apart from the special features and benefits of the Star Health policy discussed above, it also offers other remarkable benefits such as 24X7 Toll Free Helpline Services, direct in-house faster & hassle-free claim settlement process etc.

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