Royal Sundaram Commercial Vehicle Insurance

Royal Sundaram commercial vehicle insurance policies are designed to cover various Goods Carrying Vehicles such as lorry, truck, van etc., Passenger Carrying Vehicles such as car, taxies, auto, bus etc. and Miscellaneous types of vehicles such as Cranes, Tractors and Trailers etc. Commercial vehicle insurance policy also serves as Trade Road Risk Policy, Trade Internal Risk Policy and Trade Road Transit Policy etc. Commercial vehicle insurance is an indispensable requirement to keep your business running smoothly. Regardless of your business size with a small van or a business of yours with a fleet, commercial vehicle insurance is a must. Royal Sundaram commercial vehicle insurance is an insurance policy which covers your commercial vehicle against personal and third-party liabilities, and different types of external damages along with it. The commercial vehicle insurance plans from Royal Sundaram provide coverage for any legal liability arising out of injury, death or property damage of third parties involving your vehicle.

It’s import to opt for an adequate level of commercial vehicle insurance like taxi insurance, bus insurance or truck Insurance that suits your price and budget, principally when you are making use of your vehicle regularly for business purposes. You can instantly buy or renew Royal Sundaram commercial vehicle insurance online. But before you buy, make sure you compare Royal Sundaram commercial vehicle insurance plans to avail the best insurance policy for your commercial vehicle. You can instantly get quotes on Royal Sundaram vehicle insurance online.

Royal Sundaram commercial vehicle insurance certainly provides a plethora of special benefits to its policyholders. Find out the special advantages you are given on your purchase of commercial vehicle insurance from Royal Sundaram.

Cashless Claim: Royal Sundaram commercial vehicle insurance provides cashless claims service. This means you can complete the repairing process of your commercial vehicle at any registered cashless garage under the company.

Comprehensive Coverage:Apart from compulsory cover against third party legal liability and property damage, the commercial vehicle insurance policies from Royal Sundaram also provides own damage cover under comprehensive cover.

Assured Service:Royal Sundaram offers assured and quick service if you have any queries or complaint/grievance against them. All you have to do is just register for a complaint online.

Loss or Damage Protection:Protection from Loss of or damage to the insured vehicle is offered under Royal Sundaram commercial vehicle insurance policy.

Personal Accident Cover:Royal Sundaram commercial vehicle insurance offers an inbuilt Personal accident cover to vehicle owner in case of an individual. The policy also provides optional personal accident cover for paid driver and cleaner of the commercial vehicle.

Unlimited Liability:Royal Sundaram offers unlimited liability for third party injury/death claims resulting from the operation of the insured vehicle under their commercial vehicle insurance plans.

Indemnity for Third Party Property:Royal Sundaram General Insurance Co. Ltd offers Indemnity for third party property damage up to a maximum limit of Rs. 7.5 lakhs.

Add-on Covers: Apart from the comprehensive and third party coverage, Royal Sundaram also offers a number of add-on covers such as Windshield Glass Cover, Depreciation Waiver Cover etc. under their commercial vehicle insurance policies with additional payment with the premium.

Royal Sundaram Commercial Vehicle Insurance plan covers own damage to the vehicle caused due to the following:

Personal Accident Cover:This covers the costs incurred from the medical treatment of the driver. However, you can choose to cover the occupants of your vehicle by paying extra premium

Protection against Third Party Legal Liability:Royal Sundaram commercial vehicle insurance plan covers accidental death or injury to any third party as well as it also covers any damage to the property owned by a third party.

• ✔Protection against Burglary, Theft or Housebreaking.
• ✔Lighting, Fire, Explosion, Self-ignition.
• ✔Royal Sundaram commercial vehicle insurance covers accident by external means.
• ✔Damage from transit by rail, road, inland waterway, lift etc.
• ✔Flood, earthquake, storm, rockslide, landslide etc.
• ✔Manmade calamities such as terrorism, strike, riots or malicious act etc. are covered under Royal Sundaram commercial vehicle insurance policy online.

Putting aside all the coverage that you will be getting under Royal Sundaram commercial vehicle insurance online, there are a number of factors that will not be covered under the same. Just like any other motor insurance policies in India, Royal Sundaram commercial vehicle insurance has a number of exclusions such as,

• ✔Wear and tear is not covered under Royal Sundaram commercial vehicle insurance policy online.
• ✔Driving with invalid driving license and with consumption of alcohol.
• ✔Loss or damage to your vehicle due to civil war, war or any act of war.
• ✔The policy will not cover any damage incurred outside India.
• ✔Consequential loss.
• ✔Tyre or tube damages.
• ✔Depreciation
• ✔Mechanical or Electrical breakdown/failure
• ✔Any Damage by a person / driver driving under the influence of Alcohol / Liquor / Drugs is not covered under Royal Sundaram commercial vehicle insurance online.
• ✔The damage caused by overloading or strain of the Insured Vehicle is not covered.

To avail the best commercial vehicle insurance policy in India, it’s however advisable to compare Royal Sundaram commercial vehicle insurance policy. By choosing to purchase online, you’ll have a wide way open to save your both time and money. Lastly, do keep in mind that the renewal of your commercial vehicle insurance is just as equally important as purchasing one online.