Care Health Insurance

Care Health Insurance is a renowned medical insurer that offers services to employees of corporate, individual customers and for financial addition as well. It was incorporated in 2012 by Care Enterprise and Union Bank. The company has constantly invested effective application of technology to convey excellence to customer servicing, product improvement and value-for-money services.

Nowadays we can see that health insurance has become a significant thing for everyone due to the mounting cost of medical treatments and therapy of various diseases. Medical expenses are escalating and there is no equivalent improvement in the incomes of a person that is why it is always suggested to choose a proper health insurance plan that gives you the support at the time of emergency. Care Health Insurance will be the best option in that case.

Key Features of Care Health Insurance

✔Care health insurance plans provide coverage for maximum 6 members of your family with up to 2 children and 4 adults.

✔Pre and Post hospitalization expenses are covered if you buy Care health insurance policy.

✔Policyholder can avail lifelong renewal option.

✔It offers free health check-up option.

✔After a waiting period of 4 years, insured person can avail pre-existing diseases coverage.

✔You can avail hassle-free claim settlement as the company does not deal with any third party.

✔Under Care health insurance, pre-policy medical test does not required for sum insured less than Rs.25 lakh, till 50 years of age.

✔Offers cashless quality treatments at 4000+ leading network hospitals across the India.

✔The company has a good claim-settlement record, which is quite comforting for potential customers.

✔Under Care health insurance policy the no-claim bonus proposal can go up to 150%.

✔This plan offers a wide range of health insurance products to provide to the varying needs of the customers.

✔The company has a strong, well-established healthcare legacy which will be beneficial for their customers.

✔The company offers coverage for preventive healthcare treatments that includes annual health checkup and diagnostic tests.

Care Health Insurance Plan offers complete coverage to you and also for your family. Check out different Care health insurance plans and their special benefits below:

Care Health Insurance Plan

This health insurance plan from Care provides you with total coverage to you as well as your family along with guaranteed instant claim settlement and hassle-free auto renewal of policy. Check out the special features and benefits of the Care Health Insurance Plan below:

✔Auto-renewal of the health insurance policy when the plan is exhausted

✔This Care health insurance policy offers free annual health check-ups for family

✔Care Health Insurance Company has a broad network of over 4758 hospitals that offer cashless facility

✔Enjoy global healthcare treatment benefit with Care health insurance plan

✔No paperwork required since you can pay the policy premium online

✔This Care health insurance policy covers pre-hospitalization costs for up to a period of 30 days

✔Covers post-hospitalization costs for up to a period of 60 days.

✔There’s no cap of vital costs such as doctor consultation fee and many more.

✔Care Care is offered with no claim-related loading at the time of policy renewal.

✔Offers up to 100% No Claim Bonus (NCB).

✔Care Care Health Insurance Plan doesn’t have any Co-payment plan option up to 60 years of age whereas for over 60 years of age, there’s an alternative to opt for 3 to 4 lakh plan.

✔This Care health insurance policy offers grace period of 15 days and instant policy cancelation benefit.

✔Enjoy tax benefits under section 80D of the Income Tax Act

✔Avail Care Care Health Insurance 3-years policy at 10% discounted rate and 2-year policy at 7.5% discounted rate.

Care Assure Health Insurance Plan

This is basically a critical illness health insurance plan from Care Health Insurance Company. Today’s lifestyles makes you prone to a number of illnesses, which all of us want to ignore but we can’t really find the way out. This is where Care health insurance plan comes into action since this plan has been designed very meticulously to provide you with a complete protection against 20 critical illnesses, including a personal accident. Check out the special features and benefits of Care Assure Health Insurance Plan below:

✔The policy offers coverage for up to 20 critical illnesses

✔Accidental death is also covered under this plan

✔Offers coverage for permanent disability

✔Offers free of cost annual health check-ups

✔The company offers quick claim settlement

✔Zero days survival benefit is offered

✔Care Assure Health Insurance Plan offers lump sum amount equivalent to the total Sum Insured to the family, in the event of permanent disability or accidental death.

✔Offers free of cost annual health check-ups for the family

✔This health insurance plan from Care offers additional option to get a doctor (if required) at no added cost.

✔Avail income tax benefits under section 80D of the Income Tax Act on the premiums paid towards the Health policy.

Care Joy Health Insurance Plan

This particular Care Health insurance plan has been designed to offer coverage for hospitalization costs in case of pregnancy. Care Joy Health Insurance Plan covers maternity as well as health needs, for today and tomorrow. Check out the special features and benefits of the plan below:

✔ Enjoy cashless treatment through a broad network of 4758+ hospitals

✔ Offers maternity claims with a waiting period of 24months

✔ No Claim Bonus (NCB) offers 100% increase in Sum Assured

✔ Covers newborn baby (if any)

✔ This Care health insurance plan is basically an enormous combination of healthcare and medication

✔ The policy offers free coverage of newborn baby for up to 90 days, after that the coverage is offered at a standard premium rate.

✔ Offers a 3-year policy that powers you alter your focus on what's more important for you, rather than worrying about the policy renewal, claims and so on.

✔ Avail tax benefits under section 80D on premiums paid towards the health policy, as per the Income Tax Act.

✔ The policy offers 15 days of trial and instant cancelation.

✔ This health insurance policy from Care offers free day care treatment across an extensive network of 4758+ hospitals.

✔ The policy covers maternity expenses, in case of hospitalization for child delivery.

✔ Coverage for pre-hospitalization expenses for up to a period of 30 days

✔ Coverage for post-hospitalization expenses for up to a period of 60 days.

✔ Enjoy the benefit of private air-conditioned room with this Care health insurance plan.

Care Freedom Plan

This particular Care Health Insurance plan has been exclusively designed for the senior citizens in your family. With Care Care Freedom Plan, you can now take superior care of elderly members in your family. This Care health insurance policy offers assured health coverage up to Rs. 10 Lakh. Check out the special features and unique benefits of the plan below:

✔ This Care health insurance policy comes with flexible policy terms of 1 year/2 years & 3 years

✔ You can avail cashless treatment across 4758+ network hospitals countrywide

✔ The policy offers 100% additional Sum Insured when it is totally exhaustion

✔ Offers ambulance coverage up to Rs. 1000/- per hospitalization

✔ This Care health insurance policy offers cover for inpatient hospitalization up to the Sum Insured amount

✔ Enjoy the benefit of free annual health check-up under this plan

✔ The policy offers coverage up to 10% of the pre-hospitalization costs

✔ Provides you with the coverage for domiciliary treatment expenses up to 10% of Sum Insured after 3 days

✔ If hospitalization exceeds 10 days, the policy will offer companion benefit up to Rs. 15,000/-

Care Enhance Health Insurance

This particular health insurance plan from Care Health Insurance Company has been specifically formulated to help you with the rising medical prices. Care Health Insurance understands that you need added care for you and your family at a significantly lower premium. This is exactly where Care Enhance Health Insurance Plan comes into the picture. With this Care health insurance plan, you do not have to take any additional load that could become a financial tragedy for you. Now let’s check out the unique features and benefits of the Care Enhance Health Insurance below:

✔ Avail cashless treatment through a wide network of over 4758 hospitals across India

✔ Get free family annual health check-ups

✔ At the time of renewal, the policy offers no claim-based loading

✔ You can pay for the policy online and it requires absolutely no lengthy and boring paperwork

✔ This Care health insurance plan offers coverage for 170 daycare procedures

✔ The policy comes with no cap for essential medical cost such as the doctor consultation fee and many other similar expenses

✔ The policy offers coverage for pre-hospitalization expenses for up to 30 days

✔ Offers coverage for post-hospitalization expenses for a period of up to 60 days.

✔ The policy offers a grace period of 15 days as well as instant cancellation.

✔ You can enjoy tax benefits for the premium payable under this plan under section 80D of the Income Tax Act

✔ You can buy this Care health insurance plan with a 3-years term at 10% of discounted rate and 2-year term at 7.5% of discounted rate.

Care Secure Health Insurance Plan

Care Secure Health Insurance Plan straightforwardly deals with each distress that arises due to a personal accident. This particular Care health insurance plan provides you with a range of added benefits, including stress-free claim settlement process, considerate services whilst the recovery process remains certain with guaranteed good health at the end of the day. Check out the special features and benefits of Care Secure Health Insurance Plan below:

✔This Care health insurance policy covers accidental death

✔The policy also offers coverage for reconstructive surgery

✔Offers coverage for partial or permanent disability

✔This health insurance policy from Care provides coverage for child education

✔The Sum insured is paid to the nominee, in the event of an unforeseen catastrophic loss, under this Care Health Insurance policy.

✔This Care health insurance policy also covers the costs for any fracture or surgery as advised by a doctor or medical expert.

✔In case the insured goes missing over a period of one year, the Sum insured is paid to the nominee under this plan.

✔The policy offers coverage for any cost that resulted owing to artificial leg/arm/eye or for medical equipments like wheelchair, hospital bed and so on.

✔Care Secure Health Insurance Plan offers reimbursement of ambulance expenses incurred from any health emergency.

Below-mentioned are the add-on covers offered by the Care health insurance company with all their health insurance plans.

✔No Claim Bonus Super: This add-on cover from Care health insurance provides you with an increase of your Sum Insured by 50% for each claim-free year up to a maximum limit of 100%.

✔Personal Accident Cover: This add-on cover provides you with Accidental Death cover as well as the cover for Permanent Total Disability for up to 10 times of the Sum Insured.

✔Global Coverage: This add-on cover provides you with cashless hospitalization cover at network hospitals of Care health insurance all over the globe.

✔Everyday Care: This add-on cover has been designed to provide you with 1% of your Sum Insured for diagnostic tests and doctor consultation fees.

✔Air Ambulance Cover: This add-on cover from Care health insurance basically provides you with suitable coverage for treatments which are not obtainable in your city.

✔Unlimited Automatic Recharge: This add-on cover provides you with the restoration of your Sum Insured every time it is exhausted in your policy, for an unlimited number of times.

✔International Second Opinion: This add-on cover provides you with the alternative to consult doctors prior to going ahead with any type of treatment.

As per Care Health Insurance Company, you must intimate the company within 24hours of immediate hospitalization or prior to 48hours in case of a planned hospitalization.

Care Health Insurance Cashless Hospitalization Claim Process:

Get the Care health insurance policy claim form on hand at the insurance help-desk of the hospital and submit it to Company through email or fax. After the submission, the following will be initiated:

✔A approval letter will be sent from the side of the Care’s claim management team

✔Query might be raised from the side of the Care Health Insurance Company’s claim management team

✔After that you will have to file expense reimbursement

Care Health Insurance Planned Hospitalization Claim Process:

You will have to submit the Care Health Insurance claim reimbursement form and attach all the required documents along with the form. Below are the possibilities:

✔Query raised by Care’s claim management team

✔Approval letter is sent by the Care’s claim management team

✔Reason of rejection will be communicated

✔Intimate the insurance company Immediately via wall or writing along with the required particulars

✔Show the health insurance card provided by the Care health insurance company to get cashless benefit from the network hospital of the Company

✔Submit medical certificate issued by the hospital/doctor

✔Duly submit the claim form to the insurance company

✔Submit the discharge form issued by the hospital/doctor

✔Submit the report issued by medical examiner

✔Provide the Police Report or FIR if personal accident is covered under the plan

✔Post-mortem report

✔Death certificate

✔Submit the medical documents issued by the hospital/doctor

Care Health Insurance Claim Process for Accidental Injuries:

✔Immediately intimate the Care Health Insurance Company via writing or call along with the particulars required

✔Duly submit the claim form to the insurance company

✔Submit Police Report or FIR if personal accident is covered under the plan

✔Submit the medical certificate issued by the hospital/doctor

✔Show the health insurance card provided by Care Health Insurance Company to get cashless benefit through the Company’s network hospital list

✔Submit the discharge form issued by the hospital/doctor

✔Submit the report issued by medical examiner

✔Provide the medical documents issued by the hospital/doctor

✔Post-mortem report

✔Death certificate

Care Health Insurance Claim Process in Case of Accidental Death:

✔Submit the Police Report or FIR if personal accident is covered under the plan

✔Post-mortem report

✔Death certificate

✔Submit the medical documents issued by the hospital/doctor

If you buy medical insurance products from Care Insurance, you must consider policy renewal in order to ensure that you and your family are covered for future emergency. Care health insurance renewal is simple and convenient if you go with the online procedure. Here’s how you can renew Care health insurance online with the Company:

✔At first, you have to visit company’s official website and click on ‘Renew’ tab to initiate Care health insurance online renewal.

✔In the next step, you have to fill all the required details related to your existing health insurance policy and click on ‘Lets Renew’ option.

✔The last step of Care Health Insurance online renewal is payment mode.

✔Once you have done the payment successfully, your Care Health Insurance renewal will be completed. You will receive the renewal documents in your registered mail-id.

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