Oriental Health Insurance

Established in the year 1947, The Oriental Insurance Company limited is famous for insurance products. The company has gained an amazing popularity with the support of tremendously skilled and focused employees and their services. In order to cater to rural and urban population, the company in India has come with a wide variety of insurance plans such as Oriental health insurance policies. Medical insurance is such a domain in which this insurance provider represents itself as a market leader in medical expenses solutions. Under each Oriental health insurance policy, you will get a wide range of coverage with discounts and bonuses as well. So go with Oriental medical insurance plan will definitely be an ideal decision for you.

Key features of Oriental Health Insurance Policies

The Oriental Insurance Company Limited offers plenty of features with its health insurance plans which are considered as a much-needed financial support during sudden hospitalization. The features are like

  • The company offers cashless treatment when you get hospitalized at company’s network hospital.
  • Oriental health insurance policy provides comprehensive health coverage which will be beneficial to fulfill your insurance expectations.
  • You can renew or buy Oriental health insurance online in India through the company’s official website. You can also get free health insurance quotes online.
  • The Oriental medical insurance plan provides coverage for a maximum of 7 family members with up to 4 adults.
  • You can avail medical expenses covered for 30 days before hospitalization and 60 days for post hospitalization.
  • You will get daily cash according to your Sum Insured during hospitalization.
  • No matter how old you are, if you buy Oriental health insurance policy you can get lifelong renewal option.
  • Quick claim settlement option is available under Oriental health insurance policy.

Advantages of purchasing Oriental Health insurance Policies

Customers can avail ample of advantages on buying Oriental medical insurance. Here we have shortlisted some of the best advantages of Oriental mediclaim policy.

  • Comprehensive health coverage- The Company offers a number of attractive plans to suit various needs and also comes with added benefits, discounts and rider options.
  • Easy online purchase- Under Oriental medical insurance, you can instantly get an insurance quote online by providing some required details. Payment can also be done online without any inconvenience.
  • Easy Renewal- Policyholders of Oriental Insurance can avail the ease of renewing policies online at the click of a button.
  • No Initial Screening is required up to 55 years-This is a unique benefit of Oriental mediclaim policy. You can enjoy a compressive insurance coverage in spite of having pre-existing diseases.
  • Free health check-up – Under Oriental health insurance policy, you can avail the benefit of complementary health check-ups after the completion of three claim free years.
  • Highest Sum Insured Amount- Oriental medical insurance has designed plans that offer maximum Sum Insured to its customers.
  • Portability Option - If the customers have an unlikable experience with Oriental Insurance then they can easily switch to another insurance provider.

Types of Health Insurance Plans Offered by Oriental Insurance

Several health insurance plans are offered by Oriental Insurance Company in India. You should choose the best one according to your needs.

  • Individual Mediclaim Plan
  • As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. With this plan, you can take advantages of treatments across India. It provides wide coverage to the individual as it is designed for a single person. This plan offers higher range of Sum Insured of Rs. 50000 to 5 lakhs.

  • Group Mediclaim Plan
  • This scheme allows you to provide coverage for all the family members under a single plan. This plan is perfect in saving money and assists you in getting quality treatment on time. Under this plan, you will get 1% of Sum Insured of Rs. 5000 per day whichever is less as room, boarding and nursing expenses etc.

  • Happy Family Floater Plan
  • This is a complete and effective Oriental health insurance policy which offers protection to the insured and his/her family as well. Entire family members residing in India can avail the benefits of this plan under a single Sum Insured. This plan offers Sum Insured of Rs. 1.5 lakh to 10 lakhs.

  • Overseas Mediclaim Plan
  • It is an exclusive plan of Oriental medical insurance that takes care of you and your family in foreign countries as well. This plan ensures that you will enjoy your trip completely. Under this scheme, you will get Sum Insured of Rs. 50000 to 5 lakhs.

  • Jan Arogya Plan
  • This plan is designed for the lower and middle income families in India. Any individual between the age group of 5 to 70 years can eligible for this health insurance plan.

  • Health of Privileged Elders (HOPE) Plan
  • It is one of the most effective policies for senior citizens. This policy is especially useful for those who are above 60 years.

  • Oriental Bank Mediclaim Plan
  • It is an exclusive group protection policy to the account holders of Oriental Bank of Commerce.

  • Pravasi Bharatiya Bima Yojana(PBBY) Plan
  • This policy covers for spouse and 2 children and the children are covered upto 21 years of age. Under this policy, you can get upto Rs 10 lakhs of Sum Insured.

  • PNB Oriental Royal Mediclaim Plan
  • This Oriental mediclaim policy is available for any account holders or employees of Punjab National Bank (PNB).

  • Thana Janta Sahakari Bank Mediplus Plan
  • This policy is available for the account holders or employees of Thana Janta Sahakari Bank.

Oriental Health Insurance Renewal

Oriental health insurance renewal is easy and convenient if you go with online procedure. You just have to complete your Oriental health insurance online renewal before expiration. By following the below-mentioned steps you can be able to complete Oriental health insurance renewal.

  • To renew policies, at first, you have to log into the online portal of the Company.
  • Then click on ‘Products’ tab and select ‘health insurance’.
  • After that, click on ‘Renew’ option to initiate your Oriental health insurance renewal process.
  • Now, enter your policy details and click on ‘Renew Now’ for instant Oriental health insurance online renewal.
  • Thereafter you have to pay the premium digitally for the successful completion of your Oriental health insurance renewal online.
  • Once you have done the payment online, you will receive an authentication mail in your registered mail id. You can download and save your Oriental health insurance online renewal details for future use.
Frequently Asked Questions on Health Insurance

1. How much is private health insurance?

The cost of private health insurance may vary. One has to pay £1,349 per year as in premium for private health insurance in UK.

2. What is a private health care system?

In countries like Japan, Canada, UK the term private health care system is used for medical services that are not covered government such as cosmetic surgeries, ambulance rides etc.

3. What is an individual health insurance plan?

Basically, the health insurance plan that you purchase on your own and which is not purchased through an association or employer is called individual health insurance plan.

4. What does private health care insurance cover?

Private health care insurance offers you the services that are not covered by Medicare such as dental, optical, physiotherapy etc. Private health care insurance also covers the cost when you go to a hospital.

5. What is publicly funded health care?

Publicly funded health care is a health care service that covers the cost of most or all health care needs from a publicly operated fund. 

Give us your Rating

Aggregate Rating Value on Oriental Health Insurance is 4.9 out of 5 (Total Rating Count: 39)

Aggregate Rating Value on Oriental Health Insurance is 4.9 out of 5 (Total Rating Count: 39)