About National Insurance Parivar Mediclaim Policy
National Insurance Parivar Mediclaim Policy is in great demands for the advantages it comes with. As the name suggests, National Insurance Parivar mediclaim plan safeguards an entire family. Policyholders just have to pay a single premium for the whole term of the National Insurance Parivar mediclaim policy. The total Sun Insured which is chosen by the proposer can be shared by all the members of the family included in the plan. The Sum Insured options for National Insurance Parivar Mediclaim Policy range between Rs. 1 Lakhs to Rs. 10 Lakhs. The term options are fairly wide for National Insurance Parivar Mediclaim Policy and are in the range of 1, 2 and 3 years. The benefit of going for long-term National Insurance Parivar Mediclaim Policy is policyholders can avoid the hassle of renewal every year. Furthermore, long-term National Insurance Parivar Mediclaim Policy comes with discounts. Apart from National Insurance Parivar Mediclaim Policy, National Insurance also offers wide range of health insurance online plans in the likes of National Insurance Mediclaim Policy, National Insurance Mediclaim Plus Policy, National Insurance Varistha Mediclaim Policy.
Overview of National Insurance Parivar Mediclaim Policy Online
National Insurance Parivar Mediclaim Policy is perhaps the best National Insurance mediclaim policy for family available in India. Like many a Parivar mediclaim plan in India, National Insurance Parivar Mediclaim Policy online also keeps the whole family covered under one coverage.
Overview of National Insurance Parivar Mediclaim Policy Online
- √National Insurance Parivar Mediclaim Policy comes with Sum Insured options between Rs. 1 Lakh to Rs. 10 Lakh in multiples of Rs. 1 Lakh.
- √National Insurance Parivar Mediclaim policy online is designed for the entire family comprising of self, spouse, dependent children and parents.
- √Being the best parivar mediclaim plan in India, National Insurance mediclaim policy for family comes with lifetime renewability
- √Long-term National Insurance Mediclaim Policy for family is considered as the best parivar mediclaim plan in India. You can avail National Insurance Parivar Mediclaim policy online and stay protected for as many as 3 years without having to renew your National Insurance Parivar Mediclaim policy
Coverage of National Insurance Parivar Mediclaim Policy
- √National Insurance Mediclaim Policy for family covers hospitalization expenses for accidents and diseases.
- √National Insurance Parivar Mediclaim Policy online covers Homeopathy, Allopathy, and Ayurveda treatments in India up to the full coverage.
- √National Insurance Mediclaim policy for family covers costs of treatment and care for 30 days before hospitalization for 60 days after hospitalization.
- √Being the best Parivar Mediclaim Plan, National Insurance Parivar Mediclaim Policy provides coverage against 140 Daycare treatments in India
- √National Insurance Parivar Mediclaim Policy online covers domiciliary treatment up to a maximum of Rs. 50,000 or 20% of Sum Insured
- √Before and after hospitalization expenses of organ donors are covered by this National Insurance Mediclaim policy for family
- √National Insurance Parivar Mediclaim Policy doesn't impose capping while covering any illness and that's why it is the best Parivar mediclaim plan in India
New Features of National Insurance Parivar Mediclaim Policy Online
Apart from the regular coverage, has recently come up with some new features. Here is a list of new features of National Insurance Mediclaim policy for family.
- √National Insurance Parivar Mediclaim Policy covers expenses related to maternity and new-born baby up to a maximum of 10% of Sum Insured. This Parivar Mediclaim plan covers normal delivery up to Rs. 30,000 and cesarean delivery up to Rs. 50,000
- √National Insurance Mediclaim policy for family covers infertility treatment up to Rs. 50,000 and anti-rabies vaccination up to a maximum of Rs. 5,000
- √National Insurance Parivar Mediclaim Policy online pays out a maximum of Rs. 1,000 as ambulance expenses in India per illness per insured person in a policy year
- √This best Parivar Mediclaim plan in India pays out hospitalization costs by offering Rs. 300 maximum per insured person for 5 days
- √Medical Second Opinion is available with National Insurance Mediclaim policy for family. The Parivar Mediclaim plan facilitates every insured family with one MSO in a policy year for 88 major ailments
Optional Coverage of National Insurance Parivar Mediclaim Policy Online
Aside from the fixed benefits, National Insurance Parivar Mediclaim Policy also provides some optional benefits that you can avail by paying extra premium on your Parivar mediclaim plan.
- √Some pre-existing illnesses like Diabetes and Hypertension are covered up to the full coverage by this Parivar mediclaim plan
- √Critical Illnesses are covered by National Insurance Mediclaim Policy for family and the benefit amount ranges between Rs. 2 Lakhs to Rs. 10 Lakhs apart from the coverage amount.
- √Out patient treatment benefit is also available with National Insurance Parivar Mediclaim Policy online. Being the best Parivar mediclaim plan, it pays out a minimum of Rs. 2,000 to a maximum of Rs. 10 000 aside from the coverage amount.
- √As the best Parivar mediclaim plan, National Insurance Mediclaim Policy for family offers Good Health Incentives. You can avail the cost of health check-up to a maximum of Rs. 5,000 after 4 years without claim
Discounts on Offer at National Insurance Parivar Mediclaim Policy Online
- √5% NCB is available with National Insurance Parivar Mediclaim Policy on renewal for each claim-free year
- √5% discount is on offer if you buy National Insurance Parivar Mediclaim Policy online, for renewal of online Parivar mediclaim plan the discount is 2.5%
- √A long-term National Insurance Mediclaim policy for family also offers discount. If you buy this best parivar mediclaim plan for 2 and 3 years, you can avail discount up to 5% and 7.5% respectively.
- √3% maternity coverage discount on Sum Insured for self and spouse is available after 45 years
- √National Insurance Parivar Mediclaim Policy also offer 3% discounts for infertility or. The of age on renewal for both the self and the spouse
- √Being the best Parivar mediclaim plan, it provides discount to some zones in India rated lower than others. National Insurance Parivar Mediclaim Policy online provides 4.4%, 11.11% and 20% discount for Zone II, III and IV.
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