IFFCO Tokio Commercial vehicle Insurance Overview
Commercial Vehicles are categorized as the main part and parcel of numerous businesses. Whether you own a small company with a single van or an entire fleet of commercial vehicles, commercial vehicle insurance in India has a considerable amount of significance and usefulness. IFFCO Tokio commercial vehicle insurance is a specific motor insurance policy that has been particularly designed to cover you commercial vehicle against a number of different types of external damages alongside providing coverage for third party liabilities and personal accident. The commercial vehicle insurance policies from IFFCO Tokio General Insurance Company Limited provide all-embracing coverage for legal liabilities subsequent to injuries, property damage or death of third parties, caused due to your vehicle.
Availing the right amount of commercial vehicle insurance in India, such taxi insurance, as bus insurance or truck Insurance at a price that suits you budget is very much important, particularly when you are using your commercial vehicle regularly for business. You should go for the best commercial vehicle insurance in India to avail the maximum coverage. IFFCO Tokio commercial vehicle insurance policy comes with the coverage options for a wide-ranging of commercial vehicles including taxi, bus, lorry, van, auto, cranes, tractors and a range of goods and passenger carrying vehicles in India. You can easily insure your commercial vehicle through dedicated commercial insurance policies like commercial car insurance, taxi insurance, bus insurance, van insurance, auto insurance and truck insurance. You can instantly get IFFCO Tokio Commercial Vehicle Insurance quotes online.
Special Features and Benefits of IFFCO Tokio Commercial Vehicle Insurance
Commercial vehicle insurance is an essential requirement in order to keep your business running smoothly without any hassle. Here are some best features and benefits that come with IFFCO Tokio commercial vehicle insurance. IFFCO Tokio commercial vehicle insurance policies, for the most part, are designed to provide full comprehensive commercial vehicle insurance that only offers coverage for third-party liability and property damage, but also provides protection against accidental loss or damage to the vehicle, and also protects you against bodily injury or death in case of an accident.
Zero Documentation: In order to buy IFFCO Tokio bus, van, truck, auto, car or lorry insurance you are not required to go through any lengthy procedure. You can easily and instantly but IFFCO Tokio commercial vehicle insurance policy online.
Lowest Turnaround Time in Claim Settlement: IFFCO Tokio Commercial Vehicle Insurance claims are settled with supreme level of transparency and turnaround time.
Cashless Claim Service: You can avail cashless claim services from the authorized network of garages of IFFCO Tokio across India.
Buy Online for Added Convenience: Wherever you go, use can always use your mobile or desktop to buy IFFCO Tokio commercial vehicle insurance policy online instantly.
Cashless Claim Service: You can avail cashless claim services from the authorized network of garages of Go Digit across India.
Buy Online for Added Convenience: Wherever you go, use can always use your mobile or desktop to buy Go Digit commercial vehicle insurance policy online instantly.
24/7 Support Provided: IFFCO Tokio Commercial Vehicle Insurance provides their policyholders with round the clock support for ultimate convenience and a hassle-free experience. Not only this, IFFCO Tokio has a number of cashless garage networks registered under their network from where you can avail the repairing of your commercial vehicle.
Immediate Issuance of Policy: All the credit goes to the paperless documentation and quick approval that now you can easily download your IFFCO Tokio commercial vehicle insurance policy document on the successful payment of premium online.
IFFCO Tokio Commercial Vehicle Insurance Coverage
IFFCO Tokio Commercial Vehicle Insurance plan covers own damage to the vehicle caused due to the following:
- ✔Accident by external means
- ✔Burglary, Theft or Housebreaking
- ✔Bodily injury or death caused by the use of the vehicle is covered.
- ✔Lighting, Fire, Explosion, Self-ignition etc. are covered under IFFCO Tokio Commercial Vehicle Insurance online.
- ✔Covers any loss / damage arising out of manmade calamities such as terrorism, strike, riots or malicious act.
- ✔Transit by rail, road, inland waterway, lift etc.
- ✔Flood, earthquake, storm, rockslide, landslide etc.
Personal Accident Cover: This covers the costs incurred from the medical treatment of the driver. However, you can choose to cover the occupants of your vehicle by paying extra premium
Protection Against Third Party Legal Liability: IFFCO Tokio commercial vehicle insurance plan covers accidental death or injury to any third party as well as it also covers any damage to the property owned by a third party.
IFFCO Tokio Commercial Vehicle Insurance Exclusions
Alike all motor or auto insurance policies in India, IFFCO Tokio commercial insurance also has a number of exclusions under which you won’t be given any coverage.
- ✔Any damage to tyre and tubes unless the vehicle is damaged at the same time. In such cases the Liability of the company shall be limited to 50% of the cost of replacement.
- ✔Depreciation is not covered.
- ✔Mechanical or Electrical breakdown/failure
- ✔Any Damage by a person / driver driving under the influence of Alcohol / Liquor / Drugs.
- ✔Doesn’t cover any consequential loss.
- ✔Damage to any bridge and / or to any road and / or via duct and /or by the weight of the insured vehicle and / or load carried by the insured vehicle – are not covered under IFFCO Tokio commercial vehicle insurance.
- ✔Damage to any bridge and / or to any road and / or via duct and /or by the weight of the insured vehicle and / or load carried by the insured vehicle – are not covered under IFFCO Tokio commercial vehicle insurance.
- ✔Loss / Damage that is attributable to Mutiny / War/ Nuclear risks.
- ✔Any Loss / Damage outside India are not covered under IFFCO Tokio commercial vehicle insurance policy.
- ✔The damage caused by overloading or strain of the Insured Vehicle is not covered.
Renewal of IFFCO Tokio commercial vehicle insurance certainly holds similar value as purchasing one online. In order to keep the coverage on your commercial vehicle in one piece, make sure you renew your IFFCO Tokio commercial vehicle insurance policy before it expires.