Go Digit Commercial Vehicle Insurance Overview
Commercial Vehicles such as Bus, Taxi, Van, Lorry, Truck etc. have just as much importance as a private car. These commercial vehicles are either a mode of goods transportation or transfers passengers on fare paying basis. Such vehicles certainly carry out strenuous tasks on a day to day basis. It doesn’t matter if it’s a truck that carries goods from one place to another or a touring car that transfers passengers all day long, all types of commercial vehicle contributes to business and help in faster transportation. The continuous performance and functioning of all these vehicles impose certain risks like accidents or any damage from natural calamities. These risks can turn into severe damage that could lead to exorbitant repair costs. Given that the repairing costs of vehicles, specially commercial vehicles has gone up so much higher in the recent years in India, it’s very much important to secure your commercial vehicle with the best insurance policy. Go Digit Commercial Vehicle Insurance is designed in such a way that it safeguards you against such situations where your commercial vehicles meets an accidents. These commercial vehicle insurance policies from Go Digit Commercial Vehicle Insurance Company safeguard you against financial crisis from repairing costs. You can easily buy or renew Go Digit commercial vehicle insurance online by simply visiting the company’s official website. You can get commercial vehicle insurant quote from the company website. However it’s always advisable to compare Go Digit commercial vehicle insurance policy online before you purchase one.
Special Features and Benefits of Go Digit Commercial Vehicle Insurance
Unanticipated expenses could threaten your lifelong savings, to meet such expenses and gain a complete security on your vehicles, it’s very much advisable opt for the Commercial Vehicle Insurance Policy. Only a comprehensive cover makes sure that you get uninterrupted business process and effortless transportation. Be it an unfortunate theft or an ill-fated accident, Go Digit Commercial Vehicle Insurance offers all the assistance in meeting medical expenses with personal accident cover and also provides financial assistance in case your vehicle suffers total damage, burglary or theft.
24/7 Support: Go Digit Commercial Vehicle Insurance provides their policyholders with round the clock support for ultimate convenience and a hassle-free experience. Not only this, Go Digit has a number of cashless garage networks registered under their network from where you can avail the repairing of your commercial vehicle.
Zero Documentation: In order to buy Go Digit bus, van, truck, auto, car or lorry insurance you are not required to go through any lengthy procedure. You can easily and instantly but Go Digit commercial vehicle insurance policy online.
Trusted by Millions: Go Digit Commercial vehicle insurance is trusted by millions of happy customers in India.
Easy and Transparent Claim Settlement Process: Go Digit Commercial Vehicle Insurance claims are settled with utmost level of transparency and agility.
Cashless Claim Service: You can avail cashless claim services from the authorized network of garages of Go Digit across India.
Buy Online for Added Convenience: Wherever you go, use can always use your mobile or desktop to buy Go Digit commercial vehicle insurance policy online instantly.
Instant Policy: All the credit goes to the paperless documentation and quick approval that now you can easily download your Go Digit commercial vehicle insurance policy document on the successful payment of premium online.
Go Digit Commercial Vehicle Insurance Coverage
Go Digit Commercial Vehicle Insurance plan covers own damage to the vehicle caused due to the following:
- ✔Accident by external means
- ✔Burglary, Theft or Housebreaking
- ✔Lighting, Fire, Explosion, Self-ignition,
- ✔Manmade calamities such as terrorism, strike, riots or malicious act.
- ✔Transit by rail, road, inland waterway, lift etc.
- ✔Flood, earthquake, storm, rockslide, landslide etc.
Offer Personal Accident Cover: This covers the costs incurred from the medical treatment of the driver. However, you can choose to cover the occupants of your vehicle by paying extra premium
Covers Third Party Legal Liability: Go Digit commercial vehicle insurance plan covers accidental death or injury to any third party as well as it also covers any damage to the property owned by a third party.
Go Digit Commercial Vehicle Insurance Exclusions
Similar to all motor or auto insurance policies in India, Go Digit commercial insurance also has a number of exclusions under which you won’t be given any coverage.
- ✔Depreciation
- ✔Mechanical or Electrical breakdown/failure
- ✔Any Damage by a person / driver driving under the influence of Alcohol / Liquor / Drugs.
- ✔Any consequential loss
- ✔Loss / Damage that is attributable to Mutiny / War/ Nuclear risks.
- ✔Any damage to tyre and tubes unless the vehicle is damaged at the same time. In such cases the Liability of the company shall be limited to 50% of the cost of replacement
- ✔Any Loss / Damage outside India are not covered under Go Digit commercial vehicle insurance policy.
- ✔The damage caused by overloading or strain of the Insured Vehicle is not covered.
- ✔Damage to any bridge and / or to any road and / or via duct and /or by the weight of the insured vehicle and / or load carried by the insured vehicle – are not covered under Go Digit commercial vehicle insurance.
Renewal of Go Digit commercial vehicle insurance has the same importance as purchasing one. In order to keep the coverage on your commercial vehicle intact you must always keep in mind that your Go Digit commercial vehicle insurance policy is renewed on time.